General Charges
Bank Charges Will effect from 01-05-2024
Sr. No. |
Charges Particulars |
Amount Of Charges |
|---|---|---|
| 1. |
INCIDENTAL / FOLIO CHARGES
Quarterly
Current, Cash Credit, O.D Loan A/c’s,( Property & Deposit)
|
Per Page (40 entry) Rs. 100 +(GST)
(Minimum Rs. 300/- + GST)
|
| 2. |
MINIMUM BALANCE CHARGES (Monthly)
Current A/c’s
Saving A/c’s
|
Rs. 500/- + ( GST )
Rs. 200/- + ( GST )
|
| 3. |
DUPLICATE PASS BOOK CHARGES
Saving A/c’s
Loan A/c’s
|
50 Rs. + ( GST )
50 Rs. + ( GST )
|
| 4. |
A/c’s CLOSED CHARGES BEFORE 12 MONTHS
Current A/c’s
Saving A/c’s
|
100 Rs. + ( GST )
50 Rs. + ( GST )
|
| 5. |
CHEQUE RETURNED CHARGES INWRD & OUTWARD CLG. & ECS RETURN CHARGES
Current A/c’s
Saving A/c’s
Loan A/c’s
ECS A/c’s
|
500 Rs. + ( GST )
200 Rs. + ( GST )
1000 Rs. + ( GST )
250 Rs. + ( GST )
|
| 6. |
CHEQUE STOP PAYMENT CHARGES
Current A/c’s
Saving A/c’s
|
150 Rs. + ( GST )
100 Rs. + ( GST )
|
| 7. |
ECS CHARGES
ECS Swap Charges
ECS Service Charges Current A/c
ECS Service Charges Saving A/c
|
100/- once at the time of registration + ( GST )
250 Rs. Half Yearly + ( GST )
250 Rs. Half Yearly + ( GST )
|
| 8. |
CHEQUE BOOK ISSUE CHARGES
Current A/c’s
Saving A/c’s
|
150 Rs. + (GST ) 30 Leaves
75 Rs. + ( GST ) 15 Leaves
|
| 9. |
RTGS / NEFT CHARGES
RTGS
For 2 Lakh and less than 5 Lakh
5 Lakhs & Above
NEFT
UP to 1 Lakh
Above 1 Lakhs to up to 2 Lakh
|
25 Rs. Per Transaction + (GST)
50 Rs. Per Transaction + (GST)
5/- Rs. + ( GST )
25/- Rs. + (GST )
|
| 10. |
CASH HANDLING CHARGES
AGAINST SAME DAY PASSING RTGS / NEFT
Up to 10000/-
10001 and below 1 Lac
Above 1 Lac
|
Rs. 50/- + ( GST )
Rs. 100/- + ( GST )
Rs. 100/- Per Lac + ( GST )
|
| 11. |
DD AND PAY ORDER CHARGES
|
2 % Per thousand ( Minimum 35+(GST))
|
| 12. |
DUPLICATE / CANCELLATION / REVALIDATION CHARGES OF PAY ORDER
DUPLICATE FDR / ADR / OTHER DEPOSIT RECEPITS CHARGES
|
50/- Rs. Minimum + GST
Or 50 % of remittance charges
100/- Rs. Per Receipts + ( GST )
|
| 13. |
RECURRING MONTHALY PENALTY CHARGES
|
2 Rs. Per hundred + ( GST )
|
| 14. |
SMS ALERT CHARGES (Quarterly)
Current A/c’s ( CC / OD )
Saving A/c’s
|
15 Rs. + ( GST )
10 Rs. + ( GST )
|
| 15. |
POWER ATTORNEY ALLOW CHARGES OR CHANGE IN SIGNATURE AUTHORITY CHARGE
|
500 Rs. + ( GST )
|
| 16. |
SIGNATURE VERIFICATION / ATTETATION CHARGES
|
100 Rs. + ( GST )
|
| 17. |
DUPLICATE STATEMENT CHARGES
|
25/- Rs. Per Page + ( GST )
|
| 18. |
ABB CHARGES CASH DEPOSIT / WITHDRAWAL
Up to Rs. 50000/- ( Any Branches Banking Charges )
|
Up to Rs. 20000/- Nil
Above Rs. 20000/- Rs. 1 Per thousand + ( GST )
|
| 19. |
OBC COLLECTION CHARGES
Cheque up to Rs. 5000
5001 to 10000
10001 to 100000
Above 1 Lakh
|
25 Rs. + ( GST )
50 Rs. + ( GST )
100 Rs. + ( GST )
165 Rs. + ( GST )
|
| 20. |
I B C CHARGES
|
100 Rs. Minimum / ( 40 Paisa Per Thousand)+( GST )
|
| 21. |
B.P. CHARGES
L.B.P. CHARGES
|
100 Rs. Minimum / 80 Paisa Per Thousand + Interest after 3 days.
100 Rs. Minimum / 80 paisa per thousand charges will be double if next day is holiday. + ( GST )
|
| 22. |
LOCKER FACILITY CHARGES
SMALL
MEDIUM
LARGE
|
Rs. 1000/- P.A. + (GST)
Rs. 1500/- P.A. + (GST)
Rs. 2500/- P.A. + (GST)
|
| 23. |
POST & TELEGRAM CHARGES
|
Actual
|
SHARE MEMBERSHIP CHARGE
Sr. No. |
Particulars |
Amount |
|---|---|---|
| 1. |
SHARE MEMBERSHIP FEES
|
Rs. 100/- Per share
|
| 2. |
NOMINAL MEMBERSHIP FEES
|
Rs. 125/- Per New Member
|
| 3. |
ADMISSION FEES
|
Rs. 5/- Both type member
|
| 4. |
FORM FEES
|
Rs. 5/- For New Member
|
Bank Charges List For Loan Department will effect from 01-05-2024
Sr. No. |
Charges Particulars |
Amount Of Charges |
|---|---|---|
| 1. |
CHARGES APPLICABLE FOR LOANEE ONLY
Processing Charges
Cash Credit / O/D, House Loan, Term loan all other type loan
RENEWAL
Renewal Charges CC and O.D. all other type loan
|
1 % of loan amount ( Minimum Rs. 1000/-) + ( GST )
0.50 % Minimum Rs. 500/- + ( GST )
|
| 2. |
INSPECTION CHARGES
Term Loan , CC & O.D. A/c & all other type loan
|
Rs. 1500/- (Fixed)
|
| 3. |
RECOVERY FOLLOW UP CHARGES
Monthly installment up to 10000 Per visit
10001/- up to 20000/-
Above Rs. 20000/-
CC A/c’s
|
Rs. 300/- + ( GST )
Rs. 400/- + ( GST )
Rs. 500/- + ( GST )
Rs. 500/- + ( GST )
|
| 4. |
BANK GUARANTEE CHARGES
Bank Guarantee on FDR/ADR
Bank Guarantee On Property
Bank Guarantee Approved Format
|
2% of Amount +GST
0.25% Stamp duty of BG Counter party agreement (Bank + Party)
2.5% Of Amount + GST
0.25% Stamp duty of BG Counter party agreement (Bank + Party)
Rs. 500/- Stamp Paper
|
| 5. |
DUPLICATE NO DUES CHARGES
|
Rs. 100/- + (GST)
|
| 6. |
LINKING SHARE MONEY
Secured Loan Amount
Un Secured Loan Amount
|
2.5 % Secured Loan Amount
5.00 % Un Secured Loan Amount
|
| 7. |
Non In Cumbrance Certificate by Legal Advocate Charges ( Search Report )
|
Actual
|
| 8. |
LOAN FORM FEES
|
Rs. 500/- + ( GST )
|
| 9. |
CIBIL REPORT CHARGES
|
Rs. 200/- + GST Per Person
|
| 10. |
LEGAL OPENION CHARGES
|
Rs. 4500/- (Fixed)
|
| 11. |
VALUATION CHARGES
|
Rs. 2500/- (Fixed)
|
| 12. |
PROPERTY INSURANCE
|
Rs. 500/- Per lac + GST
|
| 13. |
FORECLOSURE CHARGES
|
Rs. 500/-+GST
|
| 14. |
LIST OF DOCUMENT (L.O.D.) CHARGES
|
Rs. 500/-+GST
|
| 15. |
STATEMENT OF ACCOUNT (S.O.A.) CHARGES
|
Rs. 500/-+GST
|