Loan Charges
Bank Charges List For Loan Department will effect from 01-02-2026
Sr. No. |
Charges Particulars |
Amount Of Charges |
|---|---|---|
| 1. |
CHARGES APPLICABLE FOR LOANEE ONLY
Processing Charges
Cash Credit / O/D, House Loan,Term loan all other type loan
RENEWAL
Renewal Charges CC and O.D. all other type loan
|
1.5 % of loan amount ( Minimum Rs. 1000/-) + ( GST )
0.50 % Minimum Rs. 500/- + ( GST )
|
| 2. |
INSPECTION CHARGES
Term Loan , CC & O.D. A/c & all other type loan
|
Rs. 1500/- (Fixed)
|
| 3. |
RECOVERY FOLLOW UP CHARGES
Monthly installment up to 10000 Per visit
10001/- up to 20000/-
Above Rs. 20000/-
CC A/c’s
|
Rs. 300/- + ( GST )
Rs. 400/- + ( GST )
Rs. 500/- + ( GST )
Rs. 500/- + ( GST )
|
| 4. |
BANK GUARANTEE CHARGES
Bank Guarantee on FDR/ADR
Bank Guarantee On Property
Bank Guarantee Approved Format
|
2% of Amount +GST, 0.25% Stamp duty of BG Counter party agreement (Bank + Party)
2.5% Of Amount + GST
0.25% Stamp duty of BGCounter party agreement (Bank + Party) Rs. 500/- Stamp Paper
|
| 5. |
DUPLICATE NO DUES CHARGES
|
Rs. 100/- + (GST)
|
| 6. |
LINKING SHARE MONEY
Secured Loan Amount
Un Secured Loan Amount
|
1 % Secured Loan Amount
3.00 % Un Secured Loan Amount
|
| 7. |
Non In Cumbrance Certificate by Legal Advocate Charges ( Search Report )
|
Actual
|
| 8. |
LOAN FORM FEES
|
Rs. 500/- + ( GST )
|
| 9. |
CIBIL REPORT CHARGES
|
Rs. 200/- + GST Per Person
|
| 10. |
LEGAL OPENION CHARGES
|
Rs. 5000/- (Fixed)
|
| 11. |
VALUATION CHARGES
|
Rs. 2500/- (Fixed)
|
| 12. |
PROPERTY INSURANCE
|
Rs. 500/- Per lac + GST
|
| 13. |
FORECLOSURE CHARGES
|
Rs. 500/-+GST
|
| 14. |
LIST OF DOCUMENT (L.O.D.) CHARGES
|
Rs. 500/-+GST
|
| 15. |
STATEMENT OF ACCOUNT (S.O.A.) CHARGES
|
Rs. 500/-+GST
|
| 16. |
Due Instalment Charges
|
Rs. 500/-+GST on 1 Inst. Default
Rs. 1000/-+GST on 2 Inst. Default
Rs. 1500/-+GST on 2 Inst. Default
|